More than 302,000 Kyrgyzstanis have negative credit history

16:22, 28 января 2026, Bishkek - 24-kg.com news agency , Nurzada TYNAEVA

At least 1,517,000 Kyrgyzstanis have credit histories, 302,355 of which are negative. Deputy Minister of Economy and Commerce Benazir Nurlanova announced at a meeting of the Zhogorku Kenesh.

It was noted that a negative credit history begins when a person delays a payment for 90 days.

Deputies reviewed amendments to the Law «On the Exchange of Credit Information,» which propose reducing the period of storage of credit information:

• positive — from seven to five years;
• negative — from five to three years.

A provision is also proposed that negative credit information on loan transactions of less than 10,000 soms be stored for one year.

Deputies adopted the bill in its first reading.